Auto Loans with LCR Pay
Finance your new or used car with flexible and fast loan options tailored to your needs.
LCRPay collaborates with lenders to offer auto financing solutions for new and used vehicles.
Auto Loan Eligibility & Criteria
- ✅ New Car Loan:
- ✅ Finance available: Up to 100% of the ex-showroom price or up to 85% of the on-road price.
- ⚡ Fast approvals: With minimal documentation.
- ✅ Used Car Loan:
- 1. Sale & Purchase Loan: Get financing up to 85% to 90% of the actual valuation of the vehicle.
- 2. Balance Transfer (BT):
- Transfer your existing car loan and get additional top-up based on EMI payment history:
- ✅ 12 EMIs paid: Up to 150% of vehicle valuation
- ✅ 18 EMIs paid: Up to 165% – 175% of valuation
- ✅ 24+ EMIs paid: Up to 190% of vehicle valuation
- Subject to: Client eligibility and repayment track record.
- 3. Refinance Option: Unlock the value of your owned vehicle with funding up to 85% of current valuation on an asset-backed basis.
- 🚀 Why Choose Us?
- ✔️ Competitive interest rates
- ✔️ High LTV (Loan-to-Value) options
- ✔️ Quick processing and disbursal
- ✔️ Flexible repayment terms