Personal Loan with LCR Pay

Get access to fast, flexible, and secure funding for your personal needs β€” whether it’s for a wedding, medical emergency, travel, or debt consolidation.

LCRPay collaborates with trusted lenders to offer personal loans tailored to your needs.

Personal Loan Eligibility & Criteria

  • βœ… Key Features:
  • πŸ’° Loan Amount: β‚Ή1 Lakh to β‚Ή1 Crore (subject to eligibility)
  • πŸ“… Tenure: Up to 84 months
  • πŸ“Š FOIR (Fixed Obligation to Income Ratio): Up to 75%, based on customer profile
  • πŸ‘€ Minimum Salary Required: β‚Ή15,000 per month
  • πŸ” Balance Transfer (BT): Available for existing Personal Loans and Credit Cards
  • 🏦 Salaried Overdraft Facility (OD):
    • πŸ”’ Offered only to employees of listed companies
    • πŸ’Ό Minimum Salary Requirement: β‚Ή50,000 per month
  • πŸ“„ Why Choose Us?
  • βœ”οΈ Fast processing and minimal documentation
  • βœ”οΈ Competitive interest rates
  • βœ”οΈ Balance transfer & top-up options
  • βœ”οΈ Zero hidden charges

Apply for a Personal Loan

Looking for a Personal Loan? Check your eligibility and apply now to get funds tailored to your financial goals.